Tuesday, December 30, 2008

Running out of time and patience.

So Brett and I have been in negotiations with CitiBank to purchase one of their foreclosures since Dec. 7. We knew going in that trying to buy a foreclosure would be a little more difficult than buying from a normal seller, but it was worth the hassle to get a good deal. We low balled the bank and surprisingly they came way off their price, while we only had to come up a little off our initial offer. So we had a signed contract to purchase the house and we were so close to closing on it, when we had the home inspection done and things didn't go as well as we had hoped. The roof has sever hail damage and the heat exchanger in the HVAC unit was cracked. The HVAC unit is original to the house and probably needs to be completely changed soon. So for the past week we've been trying to negotiate with the bank to pay for at least some of the repairs, but it's not looking good. I'm a very impatient person and this whole waiting game, just drives me nuts. It is only worsened by the holidays and everybody taking the attitude that they can't do any work around Christmas time and New Years. So we're supposed to here back today about whether or not the bank is really going to anything. If not, I think we're still going to buy the house, but we'll have to change the HVAC unit right away and that's not cheap. We see no point in just changing the heat exchanger, which cost about $1,200 when the whole unit will probably go bad soon. We know that even if we do have to pay for the repairs out of pocket, we're still getting a great deal on the house. It's a bigger house than we thought we would be buying, it's in a great neighborhood, it's on a culdesac, has a large fenced in back yard, and is only 12 years old. So I think we'd be crazy to let it slip away. I just hope the bank is willing to work with us a little bit. I'm just going to keep praying that things work out the way we want them to. I'll keep everyone updated on our progress. Later.

Thursday, December 18, 2008

hello

Okay, well since I kissed Myspace good-bye, I figured this was a more grown up way of blogging. Plus people that don't like me or my opinions, don't have to read this. lol. Anyway, just to fill you in on everything that's been going on with Brett and I over the past couple of months. We've been married now for a little over 2 months and I must say that things have been so much better now that the wedding is finally over.

I just graduated from college last weekend and I have to say that is a huge relief. No more studying!!!! I have to say I felt pretty proud walking across that stage (the whole 2 seconds). Now I've begun working full time and am looking forward to the opportunities that I will face in my job. I already went on my first business trip to an auction in Atlanta. I learned so much about trucks in such a short period of time, that I know I will have no problem being successful at this career. What is my career, you ask? Right now I'm just learning as much as possible about semi trucks and am working on the buying side of things, but will eventually work my way to the selling side.

Now onto the biggest accomplishment of all. Brett and I just bought our first home!!!!!! I am so excited I can't even see straight and i almost can't believe it's actually happening. I mean I just signed up for homeowner's insurance today, so I guess it is really happening. I was supposed to have the home inspection done today, but the inspector got stuck in Arizona, so it'll be Monday before we get that done. The only person dragging their feet now, is my banker. Dang fool changes his mind about things every time I talk to him. Don't worry though, I know how to handle people like that. You just have to keep pressure on them until they're ready to pop. So hopefully if he can get his head out of his butt, we'll close on the house Dec. 30. I'm ready!!!

As far as having children goes, I thought I was pregnant, but it turns out I'm just fat. lol. I have got to hit a treadmill for real!!!!! The first thing I'm going to do when I get into the new house is hang my punching bag up in the garage. I miss boxing so bad I can't even stand it. My body misses it too. It's such a good workout and without it, I've just been turning into a cream puff. Disgusting!!! Anyway, that's about it for now. I'll keep you updated on the house situation.